It’s 2020: Why Doesn’t Texas Require Bars to Carry Liquor Liability Insurance?

Texas lawmakers and the public have to make a choice. Drunk driving accidents not only kill and maim, but they leave tremendous financial devastation in their wake. As a community, we must decide who bears that cost. Should drunk drivers and lawbreaking bars pay or victims and the general public? The answer seems obvious to me.

If South Carolina Can Mandate Liquor Liability Insurance, Why Can’t Texas?

Good news, South Carolinians! Legislators in your state passed a law in June requiring bars and restaurants that sell alcohol past 5 p.m. to have liability insurance policies of at least $1 million. Under the new law, these businesses will need to show proof of such a policy before they are able to obtain or...

How Do I Discover the Other Driver’s Insurance Policy Limits?

I've learned over the years that the quickest way to make people's eyes glaze over is to either discuss evidentiary rules in Texas courts or to talk about insurance. Despite being a topic that doesn't make people scream, "Oh, tell me more," following a fatal accident, knowing how insurance works is crucial to the surviving...