What Types of Insurance Do Large Trucks Carry?
Types of Insurance Policies That Cover 18-Wheelers and Large Trucks We've already gone over the basic types of truck insurance, now we'll dig a little deeper into each one and introduce you to special types of insurance and circumstances that you may need to be aware of. To recap, the four main insurance types are:...
What Should I Know About Commercial Truck Insurance Companies?
What you should know about the 18-wheeler's insurance company. Most people have some form of insurance, whether it's for their car, boat, apartment, or home. We pay premiums, and we expect that when we need them to cover our losses, insurers will pay. Perhaps you have had a decent experience with an insurance company when...
What Is the Role of the Insurance Adjuster in an 18-Wheeler Case?
The true role of the insurance adjuster is to find a way to pay you less than your claim is worth. Period. If a commercial truck caused your accident, the truck is insured at a minimum of $1 million. The guardian of that money is an employee of the insurance company called the "insurance adjuster."...
What Are Weight Restrictions for Commercial Vehicles?
Why The Government Regulates the Weight of Semi-trucks The weight of a tractor-trailer can cause hazards for other drivers in a variety of ways. We all understand that the faster you go, the longer it takes to stop. This is even more true when driving a vehicle that runs much longer and heavier than passenger...
What Rules Does the Texas DOT (Department of Transportation) Have for 18-Wheelers?
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Why Is it Important to Investigate All Possible Claims?
When you lose a loved one in a car accident, you'll need a lawyer that will flesh out all possible claims. When a car accident claims the life of a loved one, Texas law empowers you seek restitution from the person whose misconduct caused the fatality. Unfortunately, while most wrongful death claims are significant in...
What Should Drunk Driving Accident Victims Do?
Texas Drunk Driving Accident Cases - An Overview When people drink and get behind the wheel of a car, unimaginable tragedies can happen. According to the The Texas Department of Transportation, nearly 1,100 people died in 2013 from alcohol-related car accidents. That means that there are three people who die each day in Texas because...
Who Is to Blame for Pedestrian Car Accident Injuries?
An Overview of Texas Pedestrian Accident Law and Pedestrian Rights While total car accident deaths in the United States have plummeted in recent years, including the number of people killed by drunk drivers, one type of accident where deaths have increased dramatically is when pedestrians are struck by motor vehicles. When the number of injuries...
Do Pedestrians Always Have the Right of Way?
Do Pedestrians Always Have the Right-of-Way? And we always answer that their is almost no such thing as "always" when it comes to the law. Since that's the case, and because the law clearly states otherwise, no, pedestrians do not always have the right-of-way. However, pedestrians are always owed some consideration by motorists. Texas law...
What Are the Situations Where Pedestrians Have the Right of Way?
There are situations where pedestrians have the "right-of-way" over motorists. Here's how it works: While the old adage that "a pedestrian always has the right-of-way" is strictly a myth, with not legal basis, there are still numerous situations where pedestrians have the right-of-way. Establishing the right-of-way is crucial for injured pedestrians, because Texas, like many...
What Should I Know About Claims Against State Farm?
Dealing with State Farm in an insurance claim? Here's what you should know: State Farm is widely regarded in the legal profession as one of the more stubborn insurance carriers to deal with. They have their own in-house legal counsel (unlike a lot of insurance carriers that outsource). So they're often willing to force cases,...
Texas Car Crash Statistics 2014
Texas car accident statistics: The Texas Department of Transportation (TxDOT) provided the following statistics about automobile accidents in the State of Texas. These statistics provide a summary of motor vehicle accidents in Texas for the year 2013. As these statistics make clear, Texas is a truly dangerous place to live and to drive. Serious car...
How Do Car Accidents Resulting in a Fatality Work?
Fatalities: Car Accidents and Lost Loved Ones Few people will drive their entire adult lives without getting into at least a scrape or two with another car. Such minor accidents are sort of an expected reality, but no one ever truly expects a car accident to claim the life of a loved one. The shock...
Can I Settle and Then Sue the Defendant?
Settling with the insurance company following a fatal car wreck can have instant appeal but long term consequences. Here's what you need to know: Many people who have lost a loved one in a fatal car accident case soon find themselves contemplating an important question: Should I accept a settlement from the offending driver's car...
How Do I Know If I’m Settling My Car Accident Claim Prematurely?
Following a fatal accident, be careful not to settle prematurely. Losing a loved one in a fatal accident should result in financial restitution from the wrongdoer. The problem is that many people who've lost a loved one under such circumstances settle with the defendant's insurance carrier, not knowing that they also just released the defendant...
Should I Give Medical Records to an Insurance Company?
Why you should NEVER send your medical bills to the insurance company after a car accident: If another driver injures you, his insurance company might ask you for your medical records related to the accident. While it may seem perfectly innocuous, even necessary to provide these documents to the insurance carrier, do not. You see,...
What Should I Know About Pursuing a Claim Against Fred Loya Insurance?
Frankly, Fred Loya is a very odd insurance carrier to deal with. Our attorneys explain why: Anytime you have to deal with an insurance carrier, it's a complex issue. It might seem straightforward, but these insurance companies stack the desk in their favor. The same is true with companies like Fred Loya Insurance. We're familiar...
How Do Insurance Adjusters Really Work?
It's important to know the role of the car accident insurance claims adjuster. People often assume that the best thing to do after they've been involved in a car accident it to file a claim with the other driver's insurance carrier and play nice with the claims adjusters. That may not be the case. In...
5 Things You Need to Know About Insurance Adjusters
Five things you need to know about car insurance adjusters: Contrary to popular thought, dealing with an insurance adjuster is not like dealing with a customer service representative. When you forgo filing a lawsuit and opt to handle your matter administratively, you have essentially opted into playing the insurance adjuster's game on the adjuster's turf....
What Not to Say to an Adjuster
Everything you say to an insurance adjuster after your car accident can and will be used against you: It's very common for us to get calls from people who've spent a few months trying to get an adjuster to pay their claims. It might be the other driver's adjuster, or even their UM/UIM/PIP adjuster, but...