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How Does Physical Therapy Impact a Car Accident Settlement?

Settlement for Physical Therapy After a Car Accident

After being injured in a car accident, there’s a good possibility you’ll need physical therapy to recover. Luckily, personal injury settlements can compensate you for the losses and expenses you accrue from taking time off work to attend physical therapy and the cost of each session.

While settlement for physical therapy after a car accident varies, the following are just a few examples, over the last few years, of settlements Grossman Law Offices has secured for our car accident clients:

  • $1,765,000 for an oilfield worker who struck a truck trailer that blocked the highway while driving into work in West Texas;
  • $1,450,000 for a delivery driver involved in a head-on collision after the driver of an 18-wheeler lost control of his vehicle and veered into oncoming traffic; and
  • $875,000 for a client rear-ended by an 18-wheeler.

At Grossman Law Offices, our skilled lawyers understand Texas car accident law. We know this is a difficult time, and we want to utilize our decades of experience to secure you the compensation you deserve. Our team prides itself on treating clients with dignity and always staying focused on our mission—working tirelessly to achieve a settlement that will help you recover.

How Much Compensation Can I Receive for Physical Therapy?

Every accident victim’s injuries are unique. And settlements often hinge on each case’s individual circumstances. For these reasons, a settlement for physical therapy after a car accident in Texas can vary wildly.

Your attorney will estimate your overall costs and losses to calculate the amount you’re owed for damages after a car accident. To do so, they will assemble evidence like receipts, invoices, and medical bills, which should include the costs or copays for any required physical therapy. In addition to tangible expenses related to your physical therapy, your attorney will work with you to determine your noneconomic damages. Noneconomic damages stemming from physical therapy may include compensation for the painful exercises and recovery processes you endured. If you’ve gone through extensive physical therapy, you might be eligible for more compensation than someone who went through a short course of therapy. 

Some of your physical therapy-related economic losses will probably include the following:

  • Missed work and wages for physical therapy visits,
  • Transportation costs to and from physical therapy visits,
  • Repeat diagnostic imaging costs,
  • Reoccurring physical therapy visits, and
  • Childcare or other caregiver costs.

Unfortunately, insurance companies regularly attempt to pay victims the smallest settlements possible. So it’s no surprise they aren’t keen on covering the indirect costs of physical therapy. For your claim to succeed, it’s essential to enlist an experienced legal team that can help you maximize your settlement. A skilled car accident attorney with a proven track record will fight for a fair settlement and, if necessary, file a lawsuit to get you compensation for your physical therapy sessions.

Does Needing Physical Therapy Increase My Car Accident Settlement?

Physical therapy is a time-consuming, arduous, and costly endeavor. Recovering from an injury can take weeks or months of visiting your physical therapist’s office 3-5 times a week. Session costs vary but often total between $25-$75 per visit with insurance and $125-$150 per session without insurance. For these reasons, and because physical therapy settlements must also consider the impact going to physical therapy has on your time and well-being, claims involving physical therapy will likely be worth more than claims that do not include it.

Needing physical therapy also helps you in civil court. Juries provided with your recovery plan will see that a physician referred you to physical therapy, indicating your injury was severe. If you attend all your physical therapy appointments, you will also have weeks to months of supporting proof that you were injured because your therapist will document your progress.

It’s essential to attend all your physical therapy sessions and appointments and follow your doctor’s recommendations. If you do not, the insurance company will argue that your injuries were not as serious as you claim and, as such, refuse to pay for these services. This so-called ‘mitigation of damages’ is a defense that can seriously affect your settlement.

What Other Types of Compensation Can I Receive?

In Texas, victims of car accidents caused by another at-fault party may be entitled to compensatory damages. Compensatory damages consist of economic and noneconomic damages meant to cover tangible losses like lost wages and subjective losses like pain and suffering. If victims can prove clearly and convincingly that their injury resulted from the at-fault party’s fraud, malice, or gross negligence, they may also be entitled to exemplary, also known as punitive, damages. Courts award exemplary damages to punish the wrongdoing of the at-fault party.

Typically, damages available to car accident victims include:

  • Reimbursement for medical and hospital treatments;
  • Reimbursement for current and future lost wages;
  • Reimbursement for property damaged in the accident;
  • Compensation for permanent disability;
  • Compensation for emotional and physical pain and suffering; and
  • Compensation for loss of consortium.

Grossman Law Offices can help you calculate your total car accident damages and losses. We can negotiate with insurers on your behalf and make sure your rights are protected. If they deny your claim or try to offer you a lowball settlement, we will be ready to go to court to secure you the compensation you deserve.

Grossman Law Offices Can Help

Therapeutic and rehabilitation services can significantly improve a car accident victim’s recovery. Unfortunately, insurance companies often shy away from paying for these treatments. At Grossman Law Offices, we’ve helped thousands of clients get the money they need to address their injuries with physical therapy.

Our compassionate, award-winning attorneys will never treat you like a paycheck or case file. We care about you and pride ourselves on approaching every case with the diligence and determination needed to resolve it as quickly as possible.

If you’ve been injured in a car accident, we can answer all of your questions, meticulously investigate your case, and negotiate with the insurance company to seek a settlement you can feel good about. Contact us today for a free consultation.

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