result image We’re ranked the BEST for one simple reason. We treat our clients fairly, because we CARE.
result image

Recent Results

$5,545,000.00 Wrongful Death / Truck Accident Attorney Fees: $2,180,000 Litigation Expenses: $100,000
result image

Recent Results

$2,500,000.00 Wrongful Death / Workplace Accident Attorney Fees: $833,333 Litigation Expenses: $166,667
result image

Recent Results

$7,500,000.00 Wrongful Death / Truck Accident Attorney Fees: $3,000,000 Litigation Expenses: $320,000
result imageresult image
Michael Headshot

Frankly, Fred Loya is a very odd insurance carrier to deal with. Our attorneys explain why:

Anytime you have to deal with an insurance carrier, it’s a complex issue. It might seem straightforward, but these insurance companies stack the desk in their favor. The same is true with companies like Fred Loya Insurance. We’re familiar with this kind of company, and we’ve been handling car accident claims for over 25 years in the state of Texas. Here’s what we can tell you about Fred Loya Insurance.


Questions Answered on This Page:

  • What do I need to know about Fred Loya Insurance?
  • Have people had problems with Fred Loya Insurance in the past?
  • What can a lawyer do if I’ve been involved in an accident with someone insured by Fred Loya?

A Little About Fred Loya Insurance

Fred Loya Insurance is based in El Paso, Texas and was founded by its California-born namesake. Fred Loya previously worked as a cattle rancher in Chihuahua, Mexico before he began selling insurance. Loya began selling insurance for Farmers in 1974 and after about 10 years of learning the business, Loya established his own insurance firm in 1985. After years of struggling to build the company, Fred Loya Insurance has gradually become a prominent agency selling auto insurance policies.

As of 2010, Fred Loya Insurance is a multi-million dollar company that employs over 2,000 people and has offices in California, Colorado, Nevada, New Mexico, Illinois, and specifically, has more than 100 offices in Texas. Although Fred Loya Insurance began as a small family-owned business, it has quickly grown to become a thriving company that unfortunately employs deceptive and immoral tactics in order to make money.

What Kinds Of Problems Arise With Fred Loya Insurance?

In April of 2012, one man reported that a Fred Loya Insurance representative illegally drafted funds from his bank account for a policy that the man was not covered under and was not liable for payment. When he noticed the illegal action, he canceled his account with Fred Loya Insurance and signed a policy with a different company. He then requested that the company refund him the unused insurance, to which state law said he was entitled. But, the agent claimed that he did not understand the law and was not entitled to any refund for the wrongful payment or for the unused insurance. Hundreds of Fred Loya Insurance customers have the same complaints.

Many people claim that Fred Loya Insurance intentionally deceives its clients and frequently denies claims of victims who were injured or harmed by a Fred Loya insurance holder. A woman whose car was severely damaged in an accident that occurred in April of 2012 claimed she had been neglected and wrongfully denied payment by Fred Loya Insurance. This woman claims she was hit by another person who was insured by Fred Loya. She says the other person made an illegal turn and was driving without a license when she hit this woman’s car. Allegedly, Fred Loya Insurance refused to pay any damages for the woman’s car. Additionally, the woman reported that the insurance agents were all incredibly rude and difficult to contact. Fred Loya Insurance is repeatedly accused of being insensitive, uncooperative, and dishonest when dealing with their clients and others injured by their clients.

How to Tell Who Is At Fault in a Car Accident Read More >

How Can An Attorney Help Me?

Most importantly, you need someone who understands the law and has experience in working with insurance companies. Grossman Law Offices has over 25 years of experience dealing with problematic companies similar to Fred Loya Insurance, and you need an advocate who can represent your claims against the company and help you recover the financial damages you are entitled to receive.

Insurance companies are quick to take advantage of unassuming and inexperienced customers, but are hesitant to be deceptive with a knowledgeable attorney. Many other insurance companies are focused only on turning a profit and care very little about whether you are treated justly and with respect. They take advantage of your inexperience and the only way to protect your interests is to hire an experienced attorney who will fight for your rights.

If you have been involved in a car wreck or truck accident and need assistance dealing with insurance companies, contact Grossman Law Offices at (855) 326-0000.


Read more about car insurance in these articles:

Do you have a legal question? Enter your phone number in the boxes below and we will call you immediately.
- -
Call us anytime toll Free 1-855-326-0000
Attorney Michael Grossman is here to help. Get In Touch. Attorney Michael Grossman is here to help. I'm here to help.
Do you have a legal question? Enter your phone number in the boxes below and we will call you immediately.
- -
Call us anytime toll Free 1-855-326-0000