What Do I Do When the Insurance Policy Doesn’t Cover My Accident?
Insurance carriers like to avoid their obligations by arguing that the policy simply doesn't cover the incident in question. Here's how this scam works: A secret weapon in the insurance industry's arsenal is a defense that we refer to as "insurance policy inapplicability." Now, you should know that other defenses exist but we're talking about...
How Does Car Insurance Work In Texas?
A general overview of automobile insurance coverage in Texas: Auto insurance is complex business. Most people have not had the opportunity or need to delve into its details. Even insurance professionals are often confused by the wide variety of auto coverage, policies, and terms. If you have been the victim of a personal injury in...
What Is the Failure to Keep Lookout Defense?
Texas car insurance carriers often abuse the "failure to keep a proper lookout" defense: Under the law, driver's have a duty to "keep a proper lookout." That essentially means that drivers must pay attention and be ready to react in case something unexpected happens. Under Texas law, defendants who are sued by injured persons are...
How Do Insurance Companies Use the Failure to Apply Brakes Defense?
How the "failure to apply brakes" defense works in a car accident case: Another common defense that the at-fault driver's insurance company will use is that you failed to apply your brakes in a timely manner. This article will discuss how this defense is used in the carrier's attempts to reduce the amount of compensation...
What Is the Pre-existing Injury Defense?
How the pre-existing injury defense works - Texas car accident law. Insurance companies loves nothing more than to blame your car accident injuries on some past experience. You see, the insurance carriers who represent bad drivers who hurt people have two main methods for avoiding their responsibilities: they can either argue the accident wasn't their...
How Do Third-Party Car Accident Defenses Work?
Here's how the "mystery car" defense tactic works in a Texas car accident case: Defendants and their insurance carriers often try to blame some third party for your accident. If you've ever heard the phrase "the dog ate my homework" or "the Devil made me do it," then you know what the third-party defense is....
What Defense Arguments Are Available in Texas Car Accident Cases?
Overview of the defense arguments used in car accident cases. In a perfect world, when you are injured in an auto accident, you would be able to count on the at-fault driver's insurance company to fairly provide you with the compensation that you deserve without incident. For instance, if you needed medical treatment, then the...
What Is Failure to Prove Proximate Cause?
Failure to Prove Proximate Cause: A Defense Tactic Used Against Victims in Car Accidents If you're in a car accident that was somebody else's fault, your natural inclination is to assume that the other driver must be held responsible for their actions. Unfortunately, insurance companies are ultimately the ones who compensate you for your damages...
What is the Act of God defense in car accident cases?
The "Act of God" defense points the finger from the defendant to nature: It's a basic fact of life that sometimes bad things happen that are completely out of our control. When it's nature who causes the problem, this is referred to as an "Act of God." The idea behind this legal concept is that...
How Does Texas Law Work When I’m Hit by an Out-of-State Vehicle?
Texas Car Accidents Involving Out-Of-State vehicles In case you haven't noticed, Texas is better than all of the other states. Because of this indisputable fact, people from all over the country travel to Texas, and the traffic on any given road, anywhere is the state, is largely out-of-state traffic. Naturally,there are a sizable portion accidents...
How Does Texas Law Work When a Bicyclist Is Hit by a Car?
Hit by a car while riding your bicycle? Here's what Texas law has to say: Whether from concern for the environment or for the health benefits, more people than ever are commuting via bicycle in our nation's cities. While in some areas of the country bicycles have been a part of the urban landscape for...
How Do Cases with Whiplash & Other Soft Tissue Injuries Work?
Soft tissue injuries can be difficult to prove. Here's how any experienced attorney can help: Unlike people who suffer broken bones, which are clearly visible to everyone and easy for juries to understand and compensate, most people who suffer soft tissue injuries run the risk of not being fairly compensated because these injuries are more...
What Do I Do if I’m Hit by a Borrowed Vehicle?
Liability For Accidents With Borrowed Vehicles - Texas Law If you're injured in an accident by someone who borrowed the car they used to hit you, you're probably wondering, "Who is at fault, the driver or the owner?" While the question seems straight-forward enough, unfortunately, the answer is that it depends. As a general rule,...
10 Things You Need to Know After an Accident
The 10 Most Important Things to Know if You've Been Injured in a Car Accident Our clients always ask us what to do after their car accident, beyond the simple exchange of insurance information with the other driver. They want to know also what not to do. As a result, we've compiled a list of...
What Are the Special Concerns for Workers Injured in Car Wrecks?
An on the Job Car Accident Works Differently Than You'd Expect. Simply put, if you're injured in a car accident while you're on the job, you'll encounter some unique legal issues that don't come up in normal car accident cases. In particular, you'll find that the presence of workers' compensation will have an impact on...
Are There Special Concerns for Passengers Injured in a Car Wrecks?
Passengers who are injured have circumstances that require the attention of an experienced attorney: Many times, passengers in car accidents are the overlooked victims. While insurance companies attempt to establish fault between the two drivers, the passenger can be lost in the process even though their injuries are just as severe, if not more so...
What You Need to Know if Your Child is Injured in a Car Accident
Car Accidents Involving Children and Texas Law If your child is injured in a car wreck, it is important to know that he or she has the same rights as you, your spouse, or any other adult, and as such, is eligible to seek compensation for damages incurred. Additionally, you as a parent may also...
What Should Students Injured in Car Accidents Be Aware Of?
Unfortunately, Students in Car Accidents Can Only Be Compensated For Some Things and Not Others: If you're a student involved in a car wreck, you'll likely have lots of questions about recovery: Who pays for the damage done to my vehicle? What about the classes I've missed? How do I handle my injuries? And these...
How Do Car Accident Cases with Serious Injuries Work?
Car accident victims with serious injuries have special considerations. No one enjoys car accidents. Even with "fender benders" that don't result in any appreciable damage, it's a jarring experience that no one I've ever met has been eager to repeat. However, when serious injuries result, victims have a lot on the line and will need...
When Does a Car Accident Case End in a Jury Trial?
An Overview - Trying Car Accident Cases in Texas: If you choose to have Grossman Law Offices represent you in your car accident case, we will take every effort to settle your claim outside of court. Why would we do this? Well, we understand that this is the fastest and cheapest way for you to...