Everything there is to know about car accident cases, all in one place:
Car accident victims are allowed to seek compensation from the person responsible for their car accident; everyone knows that. However, most people have a significant misunderstanding of the most basic principles underlying this concept. Or to put it another way, everything that you've ever heard non-attorneys say about car accidents and related lawsuits is probably quite inaccurate. In this article, our attorneys will explain the broad strokes of the relevant laws, and we'll also link you to other articles which delve into the specifics.
Insurance Carriers Want it to be Confusing
The main reason for this widespread confusion is the advent of the modern insurance claims process. Most everyone believes that an insurance claim filed against the other driver's insurance carrier is:
- a requirement that must be fulfilled, and
- that it is a process meant to favor or benefit the injured party.
Essentially everyone bases their understanding of car accident law on those premises, but it should work the other way around. Car accident victims should first understand the law, and then that understanding should guide the way that the insurance claim is executed. The main reason that this misunderstanding is so prevalent is because that's exactly how the insurance industry wants you to think it works. They put forth great effort to create the illusion that when you're in a car accident, you need only file a claim and everything is taken care of, post haste. The reality is that there is nothing in the law to support this. In fact, the law puts the ball in your court, so you (or your attorney) must know what steps to take if you want to be fairly compensated.